About us
Cláusula Esplêndida is a credit intermediary based in Lagos, in the Algarve, registered with the Banco de Portugal.
- Banco de Portugal register
- 0006539
- NIPC
- 516544268
- Algarve, Portugal
- Lagos
- Languages we work in
- PT / EN
We are a credit intermediary based in Lagos, registered with the Banco de Portugal under number 0006539 (verifiable at the Banco de Portugal). Our work is to sit between people who need financing and the institutions that provide it.
We spent several years inside a national franchise network and know well what that scale makes possible — and what it does not. Going independent was a decision taken so that we can give each case the time it deserves, and choose case by case which institutions make sense to work with.
We are staying in Lagos, we meet clients in person, and we answer the phone. For most of the people who come to us, that is what makes the difference.
Why work with us
Negotiated across several lenders
We put your application to a range of lending institutions and compare the offers side by side — spread, term, fees and tied insurance — so the decision is properly informed.
No cost to the client
Our service costs you nothing. We are paid by the lending institution the contract is signed with.
Managed end to end
We handle the paperwork, the valuation and the dialogue with the bank through to completion. You have one point of contact throughout.
Residents and non-residents
We act for Portuguese and international clients, and run the entire process in either English or Portuguese.
Our team
We are a small team, and that is what lets us stay close to every case. When you contact us, you speak to the person who will handle it.
Contact details
Cláusula Esplêndida, LdaRua da Calheta, 4 E
8600-154 Lagos
+351 969 510 244
geral@clausulaesplendida.com